About Our Advisors



Fernando P. Romero, LUTCF


Fernando Romero has over 20 years of experience in the Financial Services Industry. He was born and raised in Ecuador, served honorably in the United States Marine Corps, later worked as a civilian with the US Military for 16 years, living in Japan, the Philippines and Panama. Fernando and his wife Tina have been married for 30 years and have 3 daughters and three grandchildren.

Fernando has been a strong industry supporter as a member of NAIFA (National Association of Insurance and Financial Advisors), as well as the MDRT (Million Dollar Round Table).

In addition to being licensed in Life & Health and Property and Casualty Insurance, Fernando also has Securities licenses Series 6, 63 and 65 – Registered Investment Advisor – State Life and Health Licenses in AL, AZ, CO, FL, GA, IN, KY, MD, MS, MO, NV, NJ, NM, NC, OH, PA, TN, TX and VA.  

He has also earned the Life Underwriting Training Council (LUTCF) designation from the American College.

We would be honored to assist you with your financial needs. Let our family be part of your family.

 “Integrity is our Bottom Line” is a motto by which Romero Insurance & Financial Services lives by every day with every client.

Dave O. Johnson, CFP, CLU


Dave Johnson has been a financial services professional since 1991. He provides a wide range of services for clients in both growing and protecting their wealth. He graduated from The University of Minnesota.

Dave has the experience and resources to handle your financial situation.  As a CFP you would expect him to charge a fee for financial planning.  He does it the old fashion way.   There is no charge for the initial consultation.  He will work up a comprehensive plan customized to fit your needs.

In addition to being a licensed life & health and property & casualty insurance agent, Dave is an Investment Advisor Representative.  His professional licenses and designations are:

Series 6, 65 and 7.

CFP-Certified Financial Planner

CLU-Chartered Life Underwriter

He is a member of the NAIFA (National Association of Insurance and Financial Advisors) Tampa Association. He is a long- time supporter of the Angel Program.  Dave and his wife Peggy have one daughter and one granddaughter. They have resided in the greater Brandon area since 1986.